Industries We Protect

We are not the solution for every type of business. For the industries we've chosen to focus our expertise, we strive to be the pinnacle of service and risk mitigation.

Petroleum & Fuel Dealers

We know petroleum marketers and haulers have unique coverage needs and you want to be an educated insurance buyer.

Coverage scope includes retailing, wholesaling, transporting, and brokering petroleum risks. Our ERIS-certified specialist Raymond White brings deep expertise in energy and environmental risk.

Coverage Areas

Pollution LiabilityTank CoverageBusiness InterruptionEnvironmental CleanupFleet CoverageWorkers Comp

Association Partners: AOMA, MPCA

Download The Plaintiff Playbook (PDF)
Petroleum & Fuel Dealers

Trucking Companies

Nuclear verdict defense, fleet coverage, DOT compliance advisory, and CSA score monitoring for trucking operations of all sizes.

We specialize in protecting trucking companies from the growing threat of nuclear verdicts. Our team monitors CSA scores, provides DOT compliance guidance, and structures coverage to minimize your exposure.

Coverage Areas

Primary Auto LiabilityPhysical DamageMotor Truck CargoNon-Trucking LiabilityOccupational AccidentTrailer Interchange

Association Partners: NTTC, MO Trucking, TX Trucking, KMCA, Int'l Milk Haulers

Trucking Companies

Contractors

Roark and Sutton is your local Contractors Insurance expert! We insure many different types of contractors from landscapers, electricians, carpenters, and many more.

Whether you're a general contractor, subcontractor, or specialty trade, we understand the unique risks you face on every job site.

Coverage Areas

General Liability (BI + PD)Completed OperationsAdvertising Personal InjuryContract LiabilityCommercial AutoWorkers CompProperty InsuranceExcess/UmbrellaProfessional Liability/E&OCyber Liability

Value Delivered Plan

1

Discovery Call

We learn about your business, current coverage, and pain points.

2

Market Analysis

We leverage carrier relationships to find the best coverage at competitive rates.

3

Implementation

We handle the transition and become your ongoing risk advisor.

Wholesale & Retail

Comprehensive coverage for distribution, warehousing, and retail operations with complex inventory and fleet needs.

Auto liability for large fleets, blanket property coverage for moving inventory, production machinery valuation, and protection against product liability claims.

Coverage Areas

Auto Liability (Large Fleets)Blanket Property CoverageACV vs Replacement CostE&O/Product RecallCyber LiabilityVendor Certificate Management

Value Delivered Plan

1

Discovery Call

We learn about your business, current coverage, and pain points.

2

Market Analysis

We leverage carrier relationships to find the best coverage at competitive rates.

3

Implementation

We handle the transition and become your ongoing risk advisor.

Healthcare

Medical malpractice and professional liability coverage for healthcare providers of all types.

We work with urgent care facilities, hospitals, emergency room centers, physical therapy practices, surgery centers, staffing firms, and therapy centers to provide comprehensive protection.

Coverage Areas

Medical MalpracticeProfessional LiabilityGeneral LiabilityCyber LiabilityEmployment PracticesDirectors & Officers

Value Delivered Plan

1

Discovery Call

We learn about your business, current coverage, and pain points.

2

Market Analysis

We leverage carrier relationships to find the best coverage at competitive rates.

3

Implementation

We handle the transition and become your ongoing risk advisor.

Agribusiness

Agricultural operations coverage tailored to the unique risks of farming and ranching businesses.

From crop production to livestock operations, we understand the seasonal nature and weather-dependent risks that agriculture businesses face.

Coverage Areas

Farm PropertyLivestock CoverageEquipment BreakdownCrop InsuranceFarm LiabilityWorkers Comp

Value Delivered Plan

1

Discovery Call

We learn about your business, current coverage, and pain points.

2

Market Analysis

We leverage carrier relationships to find the best coverage at competitive rates.

3

Implementation

We handle the transition and become your ongoing risk advisor.

Captive Insurance Programs

Alternative risk financing through group captives, rental captives, single parent captives, and 831(b) captives.

Captive insurance can provide significant benefits for qualifying businesses. Homogenous group captive examples include roofers, long haul trucking, and staffing firms.

Coverage Areas

Group Captives (Homogenous)Group Captives (Heterogenous)Rental CaptivesSingle Parent Captives831(b) Captives

Value Delivered Plan

1

Discovery Call

We learn about your business, current coverage, and pain points.

2

Market Analysis

We leverage carrier relationships to find the best coverage at competitive rates.

3

Implementation

We handle the transition and become your ongoing risk advisor.

Don't See Your Industry?

We may still be able to help. Give us a call or send an email and let's discuss your specific needs.